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101 Jacksonville Circle
P.O. Box 215
Floyd, VA 24091

Phone numbers:

Toll Free:

Credit Cards:
Customer Service: 1-888-295-5540
Lost or Stolen Cards: 1-800-444-6938

To report a lost or stolen VISA® DEBIT Card,
call 1-800-554-8969.

To Activate and Select or Change
your PIN on a VISA® Debit Card,
Call 1-800-567-3451

About Us

Who We Are

For more than a century, thousands of Virginia families and businesses have trusted Bank of Floyd to help them manage their finances wisely. We deliver personalized tools and one-on-one service to help our customers be as financially successful as possible.

We're proud of our roots, but today's Bank of Floyd is more about building what's next than admiring what's been. We're moving forward with a new spirit, a new energy and a renewed commitment to service. And we want to work with you.

Neighbors helping neighbors. That's what we do best.

Our Proud History

Bank of Floyd - Online Banking

Bank of Floyd was founded on February 24, 1951, with the consolidation of The Floyd County Bank and the Peoples Bank of Floyd County, whose roots date back to the late 1800's.

There was a merger and purchase in January, 1933 which reduced from four to two the number of banks in the County. Bank of Check was acquired by The Floyd County Bank. The Peoples Bank of Floyd County was the name of the new institution created by the merger. The Floyd County Bank acquired the resources of the State Bank of Check.

On July 1, 1996, Cardinal Bankshares Corporation, a one-bank holding company was formed with the Bank of Floyd as the sole subsidiary.